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National Top 100 Loan Originator in USA Scotsman Guide 2017

Area Sales Manager #990612

CrossCountry Mortgage LLC #3029

AZ #0938911 GA #55367

140 million in loan volume annually Scotsman Guide 2017
Senior Loan Advisor NMLS #1316812
Senior Loan Advisor NMLS #1268689
Senior Loan Advisor NMLS #1554007

You Served Our Country.
Now Let Us Serve You.

We have access to the most competitive mortgage rates and products available, an industry leading operations staff and cutting edge technology platform. As a result, we are able to focus on providing extraordinary customer service throughout the entire process.

VA Streamline Refinance

What is a VA Streamline Refinance?
The VA Streamline is one of the fastest and easiest ways to save money. If your current interest rate is higher than today’s rate, you may be eligible for the VA Streamline Refinance.
VA Streamline Loan Benefits:
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VA Cash Out Refinance

What is a Cash Out Refinance?
With the VA Cash Out Refinance, you have the opportunity to turn the equity in your home into cash. Cash Out Refinance rates today are excellent!
VA Cash Out Loan Benefits:

Get Started Today!

Whether you’re looking to lower your monthly payment through our low VA mortgage refinance rates, or wanting to take cash out for home improvements, we are ready to assist you! Click below to receive a personalized quote and loan breakdown.

Why Work With Us…

Giving Back To Those Who Serve

We take pride in helping veterans obtain the loan they deserve but we don’t stop there. With every loan we close, a donation is made to the “A Heroes song” veteran charity.

VA Loan Specials

We will pull your COE (certificate of eligibility) so you don’t have to. It only takes a minute and won’t cost you a penny.

Competitive Pricing

Unlike other companies, we fight for you. We have over 20 different investors competing to give our clients the lowest pricing! Our goal is to save you money not increase your monthly payment.


It’s just me and you! I’m putting an end to the 100s of calls and emails you receive from random companies. It’s my job is to make this process as fast and easy as possible, no BS! Have a question, no problem. Call my cell phone at any hour.


We’re revolutionizing the loan process. With our easy qualification form and Home On Time app you can apply for a loan, get pre-approved and upload all needed documents in minutes!


What you see is what you get! We list all the costs upfront the first time, no hidden fees, no surprises in the end.

See What Others Have To Say About Our Work…

“It was such a great and headache free experience working with Hunter during our refinance process. He is so efficient, professional, proficient and simply knowledgeable. He made sure that the whole process was so smooth, easy and worry free, and most of all it was quick. What I also like about Hunter is he is not only approachable and easy to work with but also quick in returning phone calls and answers to all my questions. My husband and I are very pleased with the outcome.
Thanks to Hunter!”

“Hunter is by far the sharpest person I’ve ever met in this industry. We’ve refinanced with Hunter 3 times over the years and referred our friends to him as well. Where other lenders are hard to reach, waste your time, and frustrate you with bait and switch deals, Hunter is exactly the opposite. He’s with you start to finish, guides you in what you need to get the deal you want, he’s very reachable, personable, and sees your financing through to closing. We always turn to Hunter Zinkil first for all our financing needs – He’s the BEST

Meet The Zinkil Team

Hunter Zinkil

Branch Manager NMLS #990612

LendUS NMLS #1938

AZ #0938911 GA #55367

For over a decade, I have provided my customers with the information and guidance they need to make a confident decision in any type of market. I am a National Top 100 Loan Originator in the United States (Scotsman Guide 2017) and this is something I take pride in. When you work with me, you work with me directly. You’ll have my personal cell phone number and can reach me at all times with any questions and concerns you may have. Right now, is a great time to look over your information and see if we can get you into a better financial situation.
Chase Zinkil
Senior Loan Advisor NMLS #1316812
With over a decade of experience in the Mortgage Banking Industry and a licensed realtor since 2004, I pride myself on my ability to turn a new client into a client for life. Paying special attention to the specific needs of each client and making sure they are met. I understand the importance of closing on time and use my vast experience as well as superior resources to facilitate this. I make sure you are taken care of and that your loan goes smoothly every step of the way!I am proud to be part of the team at LendUS. We offer the strength and product selection of a nationwide firm combined with the personalized service of a local mortgage group. With the support of in-house processing, underwriting and funding professionals, I am able to offer the fast, personalized service you deserve when purchasing or refinancing your home.
Kris Comeaux
Senior Loan Advisor NMLS #1268689
A proud member of the mortgage lending industry, as well as the local real estate community, I have provided much needed guidance and support to countless clients in their home financing endeavors. Whether you’re a first-time home buyer, or simply refinancing your existing home, the process can be less than satisfactory without a dedicated loan agent on your side. I always help my clients navigate through each and every step of the home financing process to ensure!
Liz Flores
Senior Loan Advisor NMLS #1554007

My countless years working in the mortgage profession has provided me with the knowledge and experience to get you into the loan program you deserve. Whether you’re a first-time home buyer, or someone looking to refinance into a lower interest rate,
I will personally make sure all your questions are answered throughout the loan process.
Your goals are my priority.

Reasons to Refinance

Weigh multiple options. VA Loan Refinance. Finding a loan with a better interest rate is easier than you might think, and you can feel at ease knowing you’re in the driver’s seat.

Leverage your credit score. Have you polished your credit over the past few years? A lower score often means a better interest rate with your new loan.

Save money in the long run. Even a decrease in 0.5%-1% can make a significant difference when it comes to how much you end up paying on your mortgage once all is said and done.

No better time than the present. Take advantage of the VA Refinance rates today!

Refinance Your Mortgage Loan Today!

When it’s time, it’s time.
Get our VA loan refinance rates today!