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- Cash Out
Area Sales Manager #990612
CrossCountry Mortgage LLC #3029
AZ #0938911 GA #55367

You Served Our Country.
Now Let Us Serve You.
We have access to the most competitive mortgage rates and products available, an industry leading operations staff and cutting edge technology platform. As a result, we are able to focus on providing extraordinary customer service throughout the entire process.
VA Streamline Refinance
- No Paystubs or W2s
- No Bank Statements
- No Home Appraisal
- Easy To Approve
- Fast To Close
VA Cash Out Refinance
- Pay Down or Eliminate Debt
- Pay College Costs
- Make Home Improvements
- Vacation? Why Not!
Get Started Today!
Whether you’re looking to lower your monthly payment through our low VA mortgage refinance rates, or wanting to take cash out for home improvements, we are ready to assist you! Click below to receive a personalized quote and loan breakdown.
Why Work With Us…
Giving Back To Those Who Serve
We take pride in helping veterans obtain the loan they deserve but we don’t stop there. With every loan we close, a donation is made to the “A Heroes song” veteran charity.
VA Loan Specials
We will pull your COE (certificate of eligibility) so you don’t have to. It only takes a minute and won’t cost you a penny.
Competitive Pricing
Unlike other companies, we fight for you. We have over 20 different investors competing to give our clients the lowest pricing! Our goal is to save you money not increase your monthly payment.
Personal
It’s just me and you! I’m putting an end to the 100s of calls and emails you receive from random companies. It’s my job is to make this process as fast and easy as possible, no BS! Have a question, no problem. Call my cell phone at any hour.
Efficient
We’re revolutionizing the loan process. With our easy qualification form and Home On Time app you can apply for a loan, get pre-approved and upload all needed documents in minutes!
Transparent
What you see is what you get! We list all the costs upfront the first time, no hidden fees, no surprises in the end.
“It was such a great and headache free experience working with Hunter during our refinance process. He is so efficient, professional, proficient and simply knowledgeable. He made sure that the whole process was so smooth, easy and worry free, and most of all it was quick. What I also like about Hunter is he is not only approachable and easy to work with but also quick in returning phone calls and answers to all my questions. My husband and I are very pleased with the outcome.
Thanks to Hunter!”
- - Junice A.
“Hunter is by far the sharpest person I’ve ever met in this industry. We’ve refinanced with Hunter 3 times over the years and referred our friends to him as well. Where other lenders are hard to reach, waste your time, and frustrate you with bait and switch deals, Hunter is exactly the opposite. He’s with you start to finish, guides you in what you need to get the deal you want, he’s very reachable, personable, and sees your financing through to closing. We always turn to Hunter Zinkil first for all our financing needs – He’s the BEST
- - Carol S.
Meet The Zinkil Team

Hunter Zinkil
Branch Manager NMLS #990612
LendUS NMLS #1938
AZ #0938911 GA #55367


My countless years working in the mortgage profession has provided me with the knowledge and experience to get you into the loan program you deserve. Whether you’re a first-time home buyer, or someone looking to refinance into a lower interest rate,
I will personally make sure all your questions are answered throughout the loan process.
Your goals are my priority.


Reasons to Refinance
Weigh multiple options. VA Loan Refinance. Finding a loan with a better interest rate is easier than you might think, and you can feel at ease knowing you’re in the driver’s seat.
Leverage your credit score. Have you polished your credit over the past few years? A lower score often means a better interest rate with your new loan.
Save money in the long run. Even a decrease in 0.5%-1% can make a significant difference when it comes to how much you end up paying on your mortgage once all is said and done.
No better time than the present. Take advantage of the VA Refinance rates today!
Refinance Your Mortgage Loan Today!
When it’s time, it’s time.
Get our VA loan refinance rates today!